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ToonieWise

RESP Calculator

Maximize CESG grants, project your child's education savings, and plan the best withdrawal strategy.

Which type of RESP do you have?

Not sure? Check your account agreement or call your institution.

Enter the total balance shown on your statement - including all grants and growth.

Your deposits only - not counting CESG or growth. Not sure? Use the estimator below.

Shows as "Government Grant" or "CESG" on your statement. Not sure? Use the estimator below.

How will you contribute?

$2,500/yr maximizes the $500 CESG. Lifetime limit is $50,000.

Optional - used to calculate additional CESG. See the Things to Know tab for income thresholds.

For lower-income families - up to $2,000 extra

Enter your child's date of birth

Fill in the form on the left to see your RESP projection.

Save and track multiple RESP plans with a free account.

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