Emergency Fund Calculator

Figure out how much you need and how long it'll take to reach your emergency fund goal.

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Step 1 of 3: Expenses

Only 1 in 3 Canadians have an adequate emergency fund. Include only essentials you can't live without.

Essential Monthly Expenses
No dining out, entertainment, or subscriptions - essentials only.
$

Monthly rent or mortgage payment

$

Hydro, water, internet, phone

$

Basic food, no restaurants

$

Car payment, gas, insurance, or transit

$

Health, life, disability, home/tenant

$

Credit cards, loans (minimums only)

$

Medications, childcare, pet food