Emergency Fund Calculator
Figure out how much you need and how long it'll take to reach your emergency fund goal.
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Step 1 of 3: Expenses
Only 1 in 3 Canadians have an adequate emergency fund. Include only essentials you can't live without.
Essential Monthly Expenses
No dining out, entertainment, or subscriptions - essentials only.
$
Monthly rent or mortgage payment
$
Hydro, water, internet, phone
$
Basic food, no restaurants
$
Car payment, gas, insurance, or transit
$
Health, life, disability, home/tenant
$
Credit cards, loans (minimums only)
$
Medications, childcare, pet food