See exactly where your money goes
and what to fix first
Free tools that turn your income, debt, and savings into a clear next step. No jargon. No spreadsheets.
Private by default. Only you can see your data, and we never sell it.
How it works
Answer a few questions
About your income, spending, and goals. Takes about 5 minutes.
Get your analysis
Plain-English insights. No finance degree required.
Save & track your plan
Create a free account to keep your results and watch them improve.
Powerful Tools for Real Decisions
Canadian-built calculators that give you actionable insights, not just numbers.
Canadians getting their money in order
Paid off $14,000 in 9 months.
Sarah T. · Halifax
Found $400/month I didn’t know I was wasting.
Mike R. · Calgary
Finally opened an RESP for my kid. Took 10 minutes.
Priya S. · Mississauga
Create a free account to actually use your results
The calculators are free. An account is what turns a one-time result into something you can keep, track, and act on.
Save your plan
Your Money Detective results stay put, so you don’t re-enter everything next time.
Track your progress
Watch your debt shrink and your net worth grow, month over month.
Get your action plan
A step-by-step list of what to do first, based on your numbers.
Private by default. Only you can see your data, and we never sell it.
Don’t just see your numbers. Keep them.
Create a free account to save your plan, track your progress, and get a personalized next step.